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The 21-month 0% APR period can help you pay down your balance over time without worrying about accruing interest fees.It also will monitor your balance levels and send you a notification when it hits certain thresholds.Another card perk includes the Citi Price Rewind service, which will look for a lower price on something you bought with your Citi card at retailer sites for up to 60 days after the purchase date.While the card has a balance transfer fee of 3% of each balance transfer ( minimum), this fee is likely much lower than the interest you're paying on your current credit card, making a balance transfer to the Citi Simplicity Card - No Late Fees Ever does not charge late fees, which is ideal if you're someone who sometimes forget to pay on time.On top of that, the card has automatic email and text alerts for when payments are due or if you exceed your credit limit, so you can stay in the know with your account.

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